Loans (Read First before throwing pie at my face)

Guest · Post by **Guest** » 09.09.2007, 16:11

Ok i have think about this idea for the whole morning which was just not long ago. Here is how it works.

1. Loan Requires a new special building. We store our spare cash into that building. People will be able to see the status of this building from your "Profile" selection. We can store our money depending on the size of our building, lets say 1 Mil per 20 m

Guest · Post by **Guest** » 09.09.2007, 16:30

We can already get loans from the bank at level Manager, why add another way?

Guest · Post by **Guest** » 09.09.2007, 16:33

this is a very good idea for smaller guys, provided that the loan goes to financing some thing like expansion of a certaine building or new one or to finance a deal . it is just the way the loan is guaranteed........

Guest · Post by **Guest** » 09.09.2007, 17:25

i thinkl that the loan system now is fine persanaly i dont think it needs to be changed

Guest · Post by **Guest** » 09.09.2007, 17:38

myth123456789 wrote:i thinkl that the loan system now is fine persanaly i dont think it needs to be changed

why not make it available for lower levels , where companies are eager to expand.............

Guest · Post by **Guest** » 09.09.2007, 17:56

because of cheaters and the one right now the interest is to high

Guest · Post by **Guest** » 09.09.2007, 18:00

Well it's one of the better approaches I've seen. One big issue I see though is making the market for it. Having each individual lender and borrower seek each other out and set their own rates is not only incredibly difficult but still sets up the possibility of "cheating" - that is sweetheart deals, dependencies, etc.

The better way to handle it would be to create a common money market where rates can be shopped competitively. In fact (and I'm kind of just thinking out loud now) to further prevent cheaters one might even create pools - so you wouldn't even know who was getting your money, everyone would pay to and get paid by the system.

However, this is a very complicated suggestion all told. And statistically, the loan system in place is tremendously underused. It's possible that competitive rates might change that, but then again we just might wind up with a shortage of buyers as well. It would be a shame to put in such a complex system and then have it sit idle.

Guest · Post by **Guest** » 09.09.2007, 18:44

i think that would be a good idea that way you could have a market and it would not be so high and the cheaters couldnt cheat

Guest · Post by **Guest** » 09.10.2007, 16:01

This would be also a great way for high level players since their Outputs are cut off. Instance Take a loan of 10m for 1 week and interest is about 30% and you get 3m without doing anything and higher players. In a large amount, Loaning business can be a great deal.

Guest · Post by **Guest** » 09.10.2007, 17:08

I think you idea has some merit. However, it might be possible for people to exploit it to provide too much assistance to smaller companies.

Guest · Post by **Guest** » 10.10.2007, 02:27

MaineForrests wrote:I think you idea has some merit. However, it might be possible for people to exploit it to provide too much assistance to smaller companies.

The bigger they loan the more interest they get

Business Simulation Kapilands

Loans (Read First before throwing pie at my face)

Loans (Read First before throwing pie at my face)

good for small companies

lower levels