Banks.

Guest · Post by **Guest** » 07.02.2007, 08:45

Why not make it more real. Have a bank that can loan $ and pay back with a interest. The amount of loan can be made goes accordingly to your level.

Guest · Post by **Guest** » 07.02.2007, 12:18

it does not work simply becoz, what happen if you dowan to pay? what can they do? delete your acc? or u loan so much then give up on the game

you do make a impact on the game somewhat u know

Guest · Post by **Guest** » 07.02.2007, 13:02

Well I saw this in the premium information section of the site:

The Kapi Bank grants you higher credits (at the level Manager) if you encounter difficult financial situations or need urgently money to buy status symbols.

So I guess there is indeed a bank, but you could only access it once you reach the Manager level which I think is fine. It would give you more incentive to strive to get to the Manager level because you know that there are certain perks and priviledges that come with it.

If the bank is just available for premium users (I don't know so please ask others) it is fine for me as well. Having a priviledge for donating to the site, thus helping to keep it running, is a good incentive for users to invest in the game. If they don't have features that differentiate those paying and those playing for free, players would most likely choose not to pay because it doesn't make much difference (the coins are another matter because it helps you get caps if you sell it to the system which helps greatly if you don't have much caps available).

Tycoon · Post by **Tycoon** » 07.02.2007, 14:15

Yes, that's right: you can get money from a bank later on as a manager.
You have to pay interests on the money you get and you have to pay it back in a prescribed period of time.

Guest · Post by **Guest** » 08.02.2007, 06:07

There is an interest income account in the ledger which suggests you might be able to invest as well as loan.

The danger with this is that many games set daily or weekly interest payouts, and after awhile interest income becomes a much more viable option to making money than production. Interest income should never be your primary investment unless you're like, a bank or credit card company.

so it should be like 2-3% per month.

Guest · Post by **Guest** » 11.02.2007, 18:53

the problem with it being a premium user thing is that a person could set one up as a new user, and leave all his money in the bank to gain interest ... whereas at the manager level, uve invested heavily into the game (time!!) and u can barely shy away for more than a few hours at that point lol ... in the game so far - we only have 3 manager level users tho ... I kno that Johnny inc. and CMB are on a lot ... i sell stuff to them at the RANDOMest hours lol

Tycoon · Post by **Tycoon** » 11.02.2007, 23:33

Oh, I did not mention that: the banks here are from the systems. There was one version of the game, in which users could build their own bank and get interests by the players. But this was not really a good system and therefore not desired by the users for further versions.